Friday, March 29, 2013

Travel Horizons: travel insurance | four helpful tips


Our rep from Travelex visited the Brownell office earlier this week to do some training on travel insurance for newer travel consultants. I read the summary of her presentation and wanted to pass along these tips:
  1. Pre-existing waivers. Travelex provides a waiver of pre-existing conditions if you purchase their Travel Select policy or better. As long as you are fit to travel at the time of purchase, the underwriters can't go back more than 60 days on your medical history. You just have to purchase the policy within 21 days of putting down your first deposit.
  2. Zero-band policies?are very inexpensive. They include no trip cancellation insurance but provide medical insurance while you are away, including medical evacuation.
  3. Keep your receipts. If something happens while on your trip (a medical situation or a delay or interruption in your travels), keep the receipts of all out-of-pocket expenses. Only expenses with proof of purchase can be reimbursed.
  4. Your policy can be transferred to another trip within one year of the travel date (in the event you cancel the trip for which you initially purchased the policy).
Do you need travel insurance??We were told that 40% of of the time, on average, travelers file claims. Click here to learn more about Travelex travel insurance and get a quote.

travel insurance (search here on Google)

copyright (c) 2013 by David Ourisman LLC. All rights reserved. If you have comments on this column, or questions about booking travel, email me or visit my website.

Source: http://travelhorizons.blogspot.com/2013/03/travel-insurance-four-helpful-tips.html

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